ZIP 57331 Foreclosure, Tax-Lien & Distress Report

In Hutchinson County, South Dakota, ZIP 57331 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). Structurally it carries 49/100, against 5/100 of stress already in motion. The pressure is most legible in construction/permit lag (52/100), structural risk (49/100), institutional ownership (42/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 11% bachelor's-or-above. There are about 121 housing units across 57331. Around 81% of renters are cost-burdened. Population is roughly 301 with a median age of 50. At $111,875, median income runs above typical U.S. levels. A median home runs $292,500 here, or 2.0 times local income. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 32/100. The vacancy rate is 10.4%. 76% of housing is owner-occupied.

Broadly, 57331 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 57331 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 57331's 22/100 can be lined up against any neighbor in Hutchinson County, South Dakota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 57331, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 57331 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 57331 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.