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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 57538 Foreclosure, Tax-Lien & Distress Report

Gregory County, South Dakota · High Vacancy market

ZIP code 57538 in Gregory County, South Dakota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (69/100), structural risk (34/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (16/100). The latent-versus-live split is 34/100 structural and 5/100 already moving.

The peak-phase market in 57538 posted values that rose 2.2% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $45,500, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 247 with a median age of 42. The vacancy rate is 47.4% — elevated. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 181 housing units. The poverty rate is 1.2% — low. The typical home is worth about $61,400. About 18% have a four-year degree.

Taken together, 57538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 57538 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 57538's 15/100 can be lined up against any neighbor in Gregory County, South Dakota or any ZIP coast to coast. Sparse data for 57538 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 for 57538 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 57538 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
34/100
Structural risk
5/100
Distress activity

What is driving ZIP 57538’s distress

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk20
57538 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 57538 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 57538, the same set carried on every parcel.

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Gregory County ZIPs near 57538

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Keep going: ZIP, county and state distress coverage for Gregory County, South Dakota.

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Every distressed parcel in 57538 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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