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ZIP 57631 Foreclosure, Tax-Lien & Distress Report

Walworth County, South Dakota · High Vacancy market

ZIP code 57631 in Walworth County, South Dakota carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (100/100), structural risk (33/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Latent structural risk is 33/100 while live distress already moving reads 1/100.

The peak-phase market in 57631 posted values that rose 2.2% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $162,500 here, or 1.9 times local income. Rent burden reaches 100% of tenant households. About 365 people live here, median age 61. Educational attainment sits at 21% bachelor's-or-above. Owners hold 90% of homes, renters 10%. The demographic-stress sub-score lands at 34/100. There are about 296 housing units across 57631. The poverty rate is 4.4% — low. Vacancy runs 36.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $56,250 — below the roughly $78,000 national figure.

On the whole, 57631 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 57631 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 57631's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 57631, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 figure for 57631 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 57631 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

14/100
Composite stress
33/100
Structural risk
1/100
Distress activity

ZIP 57631 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk23
57631 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 57631 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 57631, the same set carried on every parcel.

Loading ZIP 57631 stress data…

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