ZIP 58365 Property Distress & Foreclosure Data

ZIP code 58365 in Towner County, North Dakota carries a composite property-distress score of 1/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 2/100 structural and 2/100 already moving. What sets it apart are the readings on mortgage stress (5/100), institutional ownership (3/100), structural risk (2/100). By contrast, institutional ownership (3/100) and structural risk (2/100) register low.

The market reads expansion — home values rose 8.2% year on year, 2.0% off the recent peak (phase confidence 57/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $51,250, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Educational attainment sits at 15% bachelor's-or-above. About 159 people live here, median age 58. The vacancy rate is 30.6% — elevated. Home values center near $62,500, an affordability ratio of 1.0× — accessible. 22.6% of residents fall below the poverty threshold. Owners hold 76% of homes, renters 24%. Around 13% of renters are cost-burdened. The ZIP holds roughly 136 housing units.

Net-net, 58365 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.