ZIP 58474 Foreclosure, Tax-Lien & Distress Report

ZIP code 58474 in Dickey County, North Dakota carries a composite property-distress score of 3/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in mortgage stress (5/100), structural risk (5/100), institutional ownership (3/100). By contrast, structural risk (5/100) and institutional ownership (3/100) register low. Structural risk reads 5/100 against active distress of 1/100.

The peak-phase market in 58474 posted values that rose 4.2% over the year, and 8% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

81% of housing is owner-occupied. Around 39% of renters are cost-burdened. The typical home is worth about $160,700 (2.5× income, relatively affordable). 10.3% of residents fall below the poverty threshold. Vacancy runs 6.7%. At $66,900, median income runs below typical U.S. levels. There are about 1,261 housing units across 58474. About 26% have a four-year degree. 2,739 residents call 58474 home, typically aged 40. DLRadar's demographic-stress index for the area reads 26/100.

Overall, 58474 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 58474's 3/100 can be lined up against any neighbor in Dickey County, North Dakota or any ZIP coast to coast. 58474 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 3/100 figure for 58474 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 58474 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.