ZIP 59749 Foreclosure, Tax-Lien & Distress Report

ZIP code 59749 in Madison County, Montana carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (50/100), structural risk (27/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (3/100) stay muted. The split runs 27/100 structural to 3/100 active on the ground.

The peak-phase market in 59749 posted values that rose 2.2% over the year, and 33% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $382,400, an affordability ratio of 4.4×. 4.8% of residents fall below the poverty threshold. About 1,919 people live here, median age 55. The vacancy rate is 14.3% — elevated. The ZIP holds roughly 958 housing units. Rent burden reaches 13% of tenant households. Owners hold 85% of homes, renters 15%. At $78,534, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 26/100. Around 34% of adults hold a bachelor's degree or higher.

Net-net, 59749 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 59749 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 59749 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 59749 can be compared directly against any other ZIP in Madison County, Montana or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 59749 shows blanks, not estimates, wherever the record is sparse.

Behind 59749's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 59749 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.