ZIP 60115 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Illinois's ZIP 60115 registers 22/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (49/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (2/100) register low. On the structural side it scores 49/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (82/100).

The market reads expansion — home values rose 5.7% year on year, and 29% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $46,808, median income runs below typical U.S. levels. Rent burden reaches 58% of tenant households. 26.1% of residents fall below the poverty threshold. Educational attainment sits at 36% bachelor's-or-above. There are about 18,525 housing units across 60115. Vacancy runs 7.0%. Home values center near $208,600, an affordability ratio of 4.4×. On demographic stress specifically, 60115 scores 40/100. 43% of housing is owner-occupied. About 42,461 people live here, median age 26.

On the whole, 60115 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 60115 is not published yet -- the ZIP-level readings above remain fully sourced.

The 60115 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 60115 stays directly comparable to neighboring ZIPs and the rest of Dekalb County, Illinois. 60115 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 figure for 60115 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 60115 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.