ZIP 61454 Foreclosure, Tax-Lien & Distress Report

ZIP 61454's composite property-distress score is 12/100 - DLRadar classes that as minimal for Henderson County, Illinois. Latent structural risk is 31/100 while live distress already moving reads 3/100. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (31/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (10/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (70/100)).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 82% owner-occupied to 18% rented. The demographic-stress sub-score lands at 25/100. About 453 people live here, median age 49. There are about 237 housing units across 61454. Home values center near $83,100, an affordability ratio of 1.5× — accessible. 9.7% of residents fall below the poverty threshold. The vacancy rate is 13.9% — elevated. Households earn a median $55,500 — below the roughly $78,000 national figure. About 21% have a four-year degree. Around 43% of renters are cost-burdened.

Taken together, 61454 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 61454 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 61454's 12/100 can be lined up against any neighbor in Henderson County, Illinois or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 61454 reflects the current record instead of a stale or modeled snapshot.

Behind 61454's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 61454 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.