ZIP 61546 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61546 (Tazewell County, Illinois) lands at 15/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). Its heaviest discrete signals: construction/permit lag (37/100), structural risk (32/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100). The split runs 32/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.6% year on year, and 34% higher over three years, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $136,400 here, or 1.7 times local income. On demographic stress specifically, 61546 scores 24/100. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $77,875 — near the roughly $78,000 national figure. 3,682 residents call 61546 home, typically aged 47. The ZIP holds roughly 1,821 housing units. The vacancy rate is 12.3% — elevated. Rent burden reaches 40% of tenant households. Around 14% of adults hold a bachelor's degree or higher. 6.5% of residents fall below the poverty threshold.

Taken together, 61546 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 61546's 15/100 can be lined up against any neighbor in Tazewell County, Illinois or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 61546 shows blanks, not estimates, wherever the record is sparse.

Each component behind 61546 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. The point of the 61546 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.