ZIP 61604 Foreclosure, Tax-Lien & Distress Report

ZIP code 61604 in Peoria County, Illinois carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (46/100), structural risk (42/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (90/100)). Structural exposure scores 42 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 2.6% year on year, and 26% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 22% of adults hold a bachelor's degree or higher. 19.4% of residents fall below the poverty threshold. Around 38% of renters are cost-burdened. Vacancy runs 10.3%. At $50,628, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. Population is roughly 27,502 with a median age of 40. The ZIP holds roughly 13,202 housing units. Owners hold 68% of homes, renters 32%. The typical home is worth about $100,300 (2.0× income, relatively affordable).

Net-net, 61604 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 61604's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 61604 reflects the current record instead of a stale or modeled snapshot.

The 19/100 figure for 61604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61604 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.