ZIP 62988 Property Distress & Foreclosure Data

In Alexander County, Illinois, ZIP 62988 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are insurance pressure (29/100), price dislocation (25/100), structural risk (24/100). By contrast, institutional ownership (15/100) and mortgage stress (12/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100). On the structural side it scores 24/100, with 4/100 of stress already active.

The market reads neutral — home values rose 5.3% year on year, 5.0% off the recent peak (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $56,154 — below the roughly $78,000 national figure. On demographic stress specifically, 62988 scores 23/100. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 28.5% — elevated. About 1,222 people live here, median age 46. The ZIP holds roughly 659 housing units. Around 20% of renters are cost-burdened. A median home runs $65,800 here, or 1.2 times local income. About 17% have a four-year degree. The tenure split is 86% owner-occupied to 14% rented.

Net-net, 62988 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.