ZIP 62988 Foreclosure, Tax-Lien & Distress Report

Alexander County, Illinois's ZIP 62988 registers 10/100 composite distress, which DLRadar reads as minimal. What sets it apart are the readings on structural risk (24/100), institutional ownership (14/100), mortgage stress (12/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (12/100). Climate and flood risk are elevated too — flood (NFIP) exposure (62/100). Structural exposure scores 24 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 4.3% year on year, 2.9% off the recent peak (phase confidence 35/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $56,154, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. 1,222 residents call 62988 home, typically aged 46. There are about 659 housing units across 62988. Around 20% of renters are cost-burdened. Home values center near $65,800, an affordability ratio of 1.2× — accessible. About 17% have a four-year degree. The tenure split is 86% owner-occupied to 14% rented.

Taken together, 62988 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 62988 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 62988 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62988 can be compared directly against any other ZIP in Alexander County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 62988, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

62988's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 62988 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.