ZIP 64063 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 64063 (Jackson County, Missouri) at a low 27/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (86/100). The split runs 60/100 structural to 3/100 active on the ground. What sets it apart are the readings on structural risk (60/100), construction/permit lag (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low.

The peak-phase market in 64063 posted values that rose 2.8% over the year, and 17% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $77,966, near the U.S. median near $78,000. The vacancy rate is 3.8%. Around 32% of renters are cost-burdened. 21,430 residents call 64063 home, typically aged 35. Around 34% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,235 housing units. Roughly 12.5% live below the poverty line. The demographic-stress sub-score lands at 28/100. A median home runs $263,000 here, or 3.1 times local income. The tenure split is 61% owner-occupied to 39% rented.

On balance 64063 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 64063 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 64063 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 64063 reflects the current record instead of a stale or modeled snapshot.

64063's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 64063 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.