ZIP 64108 Property Distress & Foreclosure Data

DLRadar grades ZIP 64108 (Jackson County, Missouri) at a low 27/100 for overall property distress. Property-level stress concentrates in structural risk (63/100), construction/permit lag (61/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (94/100)). The latent-versus-live split is 63/100 structural and 3/100 already moving.

The peak-phase market in 64108 posted values that rose 4.5% over the year, and 8% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 6,449 housing units. A median home runs $291,300 here, or 3.8 times local income. The vacancy rate is 11.8% — elevated. Around 35% of renters are cost-burdened. About 51% have a four-year degree. On demographic stress specifically, 64108 scores 35/100. Roughly 27.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 10,179 with a median age of 33. Households earn a median $74,462 — near the roughly $78,000 national figure. The tenure split is 33% owner-occupied to 67% rented.

On the whole, 64108 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.