ZIP 64131 Property Distress & Foreclosure Data

Composite property distress in 64131 (Jackson County, Missouri) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (94/100). On the structural side it scores 63/100, with 3/100 of stress already active. The sharpest non-environmental signals are structural risk (63/100), construction/permit lag (61/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 4.5% year on year, and 14% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

10.4% of residents fall below the poverty threshold. About 21,972 people live here, median age 36. Owners hold 49% of homes, renters 51%. The ZIP holds roughly 11,108 housing units. Median household income is $63,374, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Around 40% of renters are cost-burdened. The vacancy rate is 11.4% — elevated. Educational attainment sits at 39% bachelor's-or-above. Home values center near $234,200, an affordability ratio of 3.4× — accessible.

Net-net, 64131 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.