ZIP 64801 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 64801 (Jasper County, Missouri) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (68/100). Structural risk reads 63/100 against active distress of 3/100. Leading the profile are structural risk (63/100), construction/permit lag (56/100), institutional ownership (40/100). On the quiet end sit mortgage stress (9/100).

The peak-phase market in 64801 posted values that rose 2.0% over the year, 1.5% off the recent peak, and 18% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $180,600 (3.4× income, relatively affordable). Around 41% of renters are cost-burdened. Median household income is $51,360, below the U.S. median near $78,000. Around 26% of adults hold a bachelor's degree or higher. There are about 17,541 housing units across 64801. On demographic stress specifically, 64801 scores 33/100. 55% of housing is owner-occupied. Population is roughly 36,398 with a median age of 40. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal.

On balance 64801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 64801 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 64801 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64801 can be compared directly against any other ZIP in Jasper County, Missouri or nationwide. Nothing here is interpolated — where a source is thin for 64801, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 64801 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 64801 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.