ZIP 65548 Foreclosure, Tax-Lien & Distress Report
Howell County, Missouri · High Vacancy market
In Howell County, Missouri, ZIP 65548 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (70/100), climate & FEMA risk (66/100), flood (NFIP) exposure (60/100)). Its heaviest discrete signals: construction/permit lag (97/100), structural risk (70/100), institutional ownership (52/100). By contrast, mortgage stress (22/100) register low. The split runs 70/100 structural to 7/100 active on the ground.
The market reads peak — home values rose 3.7% year on year, and 23% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $133,000 here, or 2.6 times local income. Rent burden reaches 28% of tenant households. The tenure split is 71% owner-occupied to 29% rented. About 20% have a four-year degree. The ZIP holds roughly 2,791 housing units. The vacancy rate is 12.4% — elevated. The demographic-stress sub-score lands at 29/100. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 6,432 residents call 65548 home, typically aged 39. Households earn a median $51,762 — below the roughly $78,000 national figure.
Taken together, 65548 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 65548 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 65548 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. 65548 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
65548's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 65548 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 65548
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 65548 Stress Report snapshot
The live 65548 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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