ZIP 65612 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 65612 (Greene County, Missouri) at a low 28/100 for overall property distress. Latent structural risk is 63/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (45/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (17/100).

The neutral-phase market in 65612 posted values that rose 3.7% over the year, and 34% higher over three years (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 0.0%. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 902 housing units. On demographic stress specifically, 65612 scores 27/100. Home values center near $241,100, an affordability ratio of 4.2×. About 15% have a four-year degree. Population is roughly 1,908 with a median age of 51. At $59,101, median income runs below typical U.S. levels. The tenure split is 73% owner-occupied to 27% rented. Rent burden reaches 9% of tenant households.

On balance 65612 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 65612 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 65612 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 65612 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 65612 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 65612 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.