ZIP 65631 Property Distress & Foreclosure Data

Christian County, Missouri's ZIP 65631 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (66/100). On the structural side it scores 51/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.3% year on year, and 20% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

5.8% of residents fall below the poverty threshold. About 6,175 people live here, median age 36. The ZIP holds roughly 2,378 housing units. The vacancy rate is 2.7%. Median household income is $91,250, above the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. Around 47% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 81% of homes, renters 19%. Home values center near $247,700, an affordability ratio of 2.4× — accessible.

Overall 65631 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.