ZIP 65713 Foreclosure, Tax-Lien & Distress Report

Webster County, Missouri's ZIP 65713 registers 19/100 composite distress, which DLRadar reads as low. Structurally it carries 41/100, against 6/100 of stress already in motion. The most distinctive pressure shows up in institutional ownership (50/100), structural risk (41/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100). Climate and flood risk are elevated too — FEMA disaster exposure (66/100), flood (NFIP) exposure (65/100).

The market reads neutral — home values rose 3.8% year on year, and 20% higher over three years (phase confidence 20/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 2,208 with a median age of 41. There are about 882 housing units across 65713. Home values center near $197,100, an affordability ratio of 3.2× — accessible. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Around 13% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 29/100. 70% of housing is owner-occupied. The poverty rate is 16.0%. Around 20% of renters are cost-burdened. Median household income is $60,202, below the U.S. median near $78,000.

On balance 65713 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 65713 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 65713 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 65713 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 65713 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 65713 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.