ZIP 68355 Property Distress & Foreclosure Data

ZIP code 68355 in Richardson County, Nebraska carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (85/100), structural risk (49/100), institutional ownership (42/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). On the structural side it scores 49/100, with 5/100 of stress already active.

The market reads peak — home values rose 4.1% year on year, and 31% higher over three years (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

Owners hold 72% of homes, renters 28%. Educational attainment sits at 25% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 2,432 housing units. Median household income is $49,065, below the U.S. median near $78,000. Home values center near $108,800, an affordability ratio of 2.0× — accessible. 10.6% of residents fall below the poverty threshold. The vacancy rate is 9.2%. Around 22% of renters are cost-burdened. About 4,872 people live here, median age 42.

Net-net, 68355 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.