ZIP 68431 Property Distress & Foreclosure Data

ZIP code 68431 in Richardson County, Nebraska carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 49 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). What sets it apart are the readings on construction/permit lag (85/100), structural risk (49/100), institutional ownership (42/100). On the quiet end sit mortgage stress (17/100).

The peak-phase market in 68431 posted values that rose 4.1% over the year, at 43/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 228 with a median age of 53. A median home runs $137,500 here, or 1.8 times local income. There are about 196 housing units across 68431. Rent burden reaches 0% of tenant households. Roughly 13.2% live below the poverty line. Vacancy runs 31.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 68431 scores 21/100. Households earn a median $62,656 — below the roughly $78,000 national figure. The tenure split is 88% owner-occupied to 12% rented. About 14% have a four-year degree.

On the whole, 68431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.