ZIP 68401 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 68401 (York County, Nebraska) at a minimal 12/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (28/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (60/100). The latent-versus-live split is 26/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 491 housing units across 68401. The poverty rate is 5.8% — low. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 68401 scores 18/100. At $108,125, median income runs above typical U.S. levels. Educational attainment sits at 22% bachelor's-or-above. Around 8% of renters are cost-burdened. About 1,073 people live here, median age 29. The typical home is worth about $196,600 (1.6× income, relatively affordable). The vacancy rate is 8.7%.

Broadly, 68401 is a steadier market — the deals are the exceptions, not the rule. 68401 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 68401's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 68401 shows blanks, not estimates, wherever the record is sparse.

68401's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 68401 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.