ZIP 68654 Foreclosure, Tax-Lien & Distress Report

ZIP code 68654 in Polk County, Nebraska carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. The split runs 34/100 structural to 3/100 active on the ground. Property-level stress concentrates in construction/permit lag (57/100), structural risk (34/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (10/100) register low.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 269 housing units across 68654. Roughly 11.4% live below the poverty line. Vacancy runs 10.8%. Around 11% of adults hold a bachelor's degree or higher. Median household income is $63,125, below the U.S. median near $78,000. 85% of housing is owner-occupied. Around 32% of renters are cost-burdened. Population is roughly 528 with a median age of 44. The demographic-stress sub-score lands at 23/100. The typical home is worth about $115,700 (1.5× income, relatively affordable).

On balance 68654 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 68654 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 68654 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 68654 can be compared directly against any other ZIP in Polk County, Nebraska or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 68654 shows blanks, not estimates, wherever the record is sparse.

Behind 68654's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 68654 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.