ZIP 68409 Property Distress & Foreclosure Data

ZIP code 68409 in Cass County, Nebraska carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100). The latent-versus-live split is 56/100 structural and 5/100 already moving. What sets it apart are the readings on construction/permit lag (72/100), structural risk (56/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 3.6% year on year, and 33% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Median household income is $88,636, above the U.S. median near $78,000. Around 19% of renters are cost-burdened. 7.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 21/100. The vacancy rate is 2.1%. Home values center near $220,800, an affordability ratio of 2.5× — accessible. Educational attainment sits at 27% bachelor's-or-above. The ZIP holds roughly 294 housing units. About 656 people live here, median age 42. Owners hold 85% of homes, renters 15%.

Overall 68409 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.