ZIP 68823 Property Distress & Foreclosure Data

ZIP code 68823 in Garfield County, Nebraska carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 13/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (45/100), structural risk (13/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (4/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

Median household income is $67,972, below the U.S. median near $78,000. Home values center near $174,100, an affordability ratio of 2.2× — accessible. 11.6% of residents fall below the poverty threshold. Around 34% of renters are cost-burdened. About 2,087 people live here, median age 48. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 32% bachelor's-or-above. Owners hold 73% of homes, renters 27%. The ZIP holds roughly 1,232 housing units. The vacancy rate is 30.5% — elevated.

Net-net, 68823 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.