ZIP 68823 Foreclosure, Tax-Lien & Distress Report

In Garfield County, Nebraska, ZIP 68823 scores 2 of 100 for composite distress, a minimal level on DLRadar's distress index. Structural risk reads 3/100 against active distress of 2/100. Property-level stress concentrates in mortgage stress (7/100), construction/permit lag (5/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and structural risk (3/100) register low.

The peak-phase market in 68823 posted values that rose 3.3% over the year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $67,972 — below the roughly $78,000 national figure. A median home runs $174,100 here, or 2.2 times local income. The poverty rate is 11.6%. Around 34% of renters are cost-burdened. About 2,087 people live here, median age 48. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 32% bachelor's-or-above. 73% of housing is owner-occupied. The ZIP holds roughly 1,232 housing units. The vacancy rate is 30.5% — elevated.

Taken together, 68823 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 68823 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 68823 runs through one identical scoring model, so its 2/100 sits on the same scale as every other ZIP in Garfield County, Nebraska and the nation. Every figure is auditable to a public dataset and refreshed as records update; 68823 shows blanks, not estimates, wherever the record is sparse.

The 2/100 figure for 68823 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 68823 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.