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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 68865 Foreclosure, Tax-Lien & Distress Report

Hamilton County, Nebraska · Distress market

In Hamilton County, Nebraska, ZIP 68865 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 36/100 while live distress already moving reads 4/100. Its standout signals are construction/permit lag (46/100), structural risk (36/100), institutional ownership (23/100). By contrast, institutional ownership (23/100) and mortgage stress (12/100) register low.

The market reads peak — home values rose 3.3% year on year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 427 housing units. 1,050 residents call 68865 home, typically aged 50. Households earn a median $107,083 — above the roughly $78,000 national figure. Around 28% of adults hold a bachelor's degree or higher. Vacancy runs 9.3%. On demographic stress specifically, 68865 scores 20/100. Roughly 8.7% live below the poverty line. The typical home is worth about $297,000 (2.6× income, relatively affordable). Rent burden reaches 2% of tenant households. The tenure split is 89% owner-occupied to 11% rented.

Overall 68865 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 68865 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 68865 can be compared directly against any other ZIP in Hamilton County, Nebraska or nationwide. Sparse data for 68865 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 68865 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. In workflow terms, 68865 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

17/100
Composite stress
36/100
Structural risk
4/100
Distress activity

What is driving ZIP 68865’s distress

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk52
Another 9 scored dimensions sit behind 68865

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 68865 by the numbers

A live read on 68865: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Hamilton County

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