ZIP 68865 Property Distress & Foreclosure Data

In Hamilton County, Nebraska, ZIP 68865 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 38/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (48/100), structural risk (38/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (12/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 427 housing units. About 1,050 people live here, median age 50. Median household income is $107,083, above the U.S. median near $78,000. Educational attainment sits at 28% bachelor's-or-above. The vacancy rate is 9.3%. DLRadar's demographic-stress index for the area reads 20/100. 8.7% of residents fall below the poverty threshold. Home values center near $297,000, an affordability ratio of 2.6× — accessible. Around 2% of renters are cost-burdened. Owners hold 89% of homes, renters 11%.

Overall 68865 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.