ZIP 69101 Property Distress & Foreclosure Data

ZIP code 69101 in Lincoln County, Nebraska carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (34/100), structural risk (28/100), mortgage stress (14/100). structural risk (28/100) and mortgage stress (14/100) stay muted. The latent-versus-live split is 28/100 structural and 4/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 18% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 13,683 housing units. The vacancy rate is 11.8% — elevated. Around 34% of renters are cost-burdened. On demographic stress specifically, 69101 scores 30/100. Households earn a median $61,833 — below the roughly $78,000 national figure. A median home runs $188,700 here, or 3.0 times local income. Roughly 14.2% live below the poverty line. The tenure split is 62% owner-occupied to 38% rented. About 20% have a four-year degree. 27,572 residents call 69101 home, typically aged 43.

Overall, 69101 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.