ZIP 70086 Property Distress & Foreclosure Data

St. James County, Louisiana's ZIP 70086 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in institutional ownership (87/100), structural risk (73/100), construction/permit lag (48/100). By contrast, mortgage stress (33/100) register low. On the structural side it scores 73/100, with 10/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), flood (NFIP) exposure (88/100), climate & FEMA risk (68/100).

The market reads neutral — home values rose 3.5% year on year (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 17.5% — elevated. The tenure split is 73% owner-occupied to 27% rented. The ZIP holds roughly 847 housing units. About 13% have a four-year degree. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 1,516 people live here, median age 40. Households earn a median $50,500 — below the roughly $78,000 national figure. On demographic stress specifically, 70086 scores 29/100. Around 32% of renters are cost-burdened. A median home runs $96,400 here, or 2.1 times local income.

Net-net, 70086 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.