ZIP 70086 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 70086 in St. James County, Louisiana comes in at 33, a moderate composite-distress reading. The most distinctive pressure shows up in institutional ownership (86/100), structural risk (72/100), construction/permit lag (48/100). mortgage stress (33/100) stay muted. Structural risk reads 72/100 against active distress of 10/100. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (88/100), climate & FEMA risk (68/100)).

The peak-phase market in 70086 posted values that rose 1.7% over the year, 1.0% off the recent peak (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 17.5% — elevated. Owners hold 73% of homes, renters 27%. The ZIP holds roughly 847 housing units. Educational attainment sits at 13% bachelor's-or-above. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 1,516 with a median age of 40. Households earn a median $50,500 — below the roughly $78,000 national figure. On demographic stress specifically, 70086 scores 29/100. Around 32% of renters are cost-burdened. The typical home is worth about $96,400 (2.1× income, relatively affordable).

Net-net, 70086 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 70086 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 70086 can be compared directly against any other ZIP in St. James County, Louisiana or nationwide. Where the public record is thin for 70086, the field stays empty rather than modeled, and fills in as new documents post.

70086's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 70086 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.