ZIP 70763 Property Distress & Foreclosure Data

In St. James County, Louisiana, ZIP 70763 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), flood (NFIP) exposure (88/100), climate & FEMA risk (68/100). The latent-versus-live split is 73/100 structural and 10/100 already moving. Its standout signals are institutional ownership (87/100), structural risk (73/100), construction/permit lag (48/100). mortgage stress (33/100) stay muted.

Prices here sit in a neutral phase: values rose 3.5% over the trailing year, and 29% higher over three years (phase confidence 24/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $264,000, an affordability ratio of 2.9× — accessible. 7.8% of residents fall below the poverty threshold. Median household income is $91,250, above the U.S. median near $78,000. Educational attainment sits at 23% bachelor's-or-above. Around 12% of renters are cost-burdened. Owners hold 94% of homes, renters 6%. The ZIP holds roughly 1,732 housing units. 4,539 residents call 70763 home, typically aged 41. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 4.9%.

Overall, 70763 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.