ZIP 70763 Foreclosure, Tax-Lien & Distress Report

St. James County, Louisiana's ZIP 70763 registers 33/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (88/100), climate & FEMA risk (68/100)). Latent structural risk is 72/100 while live distress already moving reads 10/100. What sets it apart are the readings on institutional ownership (86/100), structural risk (72/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (33/100).

The market reads peak — home values rose 1.7% year on year, 1.0% off the recent peak, and 29% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $264,000, an affordability ratio of 2.9× — accessible. The poverty rate is 7.8%. At $91,250, median income runs above typical U.S. levels. Educational attainment sits at 23% bachelor's-or-above. Around 12% of renters are cost-burdened. 94% of housing is owner-occupied. There are about 1,732 housing units across 70763. 4,539 residents call 70763 home, typically aged 41. The demographic-stress sub-score lands at 22/100. Vacancy runs 4.9%.

Net-net, 70763 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 70763 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 70763 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in St. James County, Louisiana and the nation. The score is rebuilt from public data as it updates, so 70763 reflects the current record instead of a stale or modeled snapshot.

The 33/100 figure for 70763 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 70763 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.