ZIP 70397 Foreclosure, Tax-Lien & Distress Report
Terrebonne County, Louisiana · High Vacancy market
DLRadar grades ZIP 70397 (Terrebonne County, Louisiana) at a moderate 39/100 for overall property distress. Structural risk reads 85/100 against active distress of 9/100. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The sharpest non-environmental signals are structural risk (85/100), institutional ownership (81/100), construction/permit lag (73/100). mortgage stress (30/100) stay muted.
The market reads contraction — home values fell 1.0% year on year, 1.8% off the recent peak (phase confidence 39/100). A cooling market tends to open discount-to-value windows.
100% of housing is owner-occupied. 867 residents call 70397 home, typically aged 57. The demographic-stress sub-score lands at 24/100. Vacancy runs 49.4%, above the national norm and a classic distress-and-opportunity signal. 5.8% of residents fall below the poverty threshold. There are about 619 housing units across 70397. About 11% have a four-year degree. A median home runs $171,400 here, or 1.4 times local income. At $112,411, median income runs above typical U.S. levels.
On the whole, 70397 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 70397 runs hot or quiet, its 39/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 70397 can be compared directly against any other ZIP in Terrebonne County, Louisiana or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 70397 shows blanks, not estimates, wherever the record is sparse.
Behind 70397's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 70397 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 70397
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 70397 by the numbers
Current distress, phase, housing and lender-pressure figures for 70397, drawn from the same report attached to each property.
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See every distressed parcel in 70397
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Built from public records, scored the same way everywhere · methodology