ZIP 70364 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 70364 (Terrebonne County, Louisiana) at a moderate 38/100 for overall property distress. Structurally it carries 83/100, against 9/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (96/100), climate & FEMA risk (92/100), flood (NFIP) exposure (90/100). Property-level stress concentrates in structural risk (83/100), institutional ownership (77/100), construction/permit lag (69/100). mortgage stress (29/100) stay muted.

The market reads contraction — home values fell 1.0% year on year, 1.8% off the recent peak, and 4% lower over three years, at 39/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Population is roughly 28,990 with a median age of 37. The typical home is worth about $191,900 (2.8× income, relatively affordable). 17.7% of residents fall below the poverty threshold. On demographic stress specifically, 70364 scores 30/100. There are about 12,453 housing units across 70364. Around 34% of renters are cost-burdened. 72% of housing is owner-occupied. At $68,909, median income runs near typical U.S. levels. The vacancy rate is 11.1%. Around 16% of adults hold a bachelor's degree or higher.

Taken together, 70364 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 70364 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 70364 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 70364, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 70364 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. For an operator, 70364 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.