ZIP 70395 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 70395 (Terrebonne County, Louisiana) returns a moderate composite of 39/100. Latent structural risk is 85/100 while live distress already moving reads 9/100. Environmental exposure also runs high (FEMA disaster exposure (96/100), climate & FEMA risk (94/100), flood (NFIP) exposure (88/100)). Property-level stress concentrates in structural risk (85/100), institutional ownership (81/100), construction/permit lag (73/100). By contrast, mortgage stress (30/100) register low.

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.8% off the recent peak, and 9% lower over three years (phase confidence 39/100). Falling values surface more motivated sellers and below-market exits.

Population is roughly 4,266 with a median age of 37. Home values center near $196,800, an affordability ratio of 2.6× — accessible. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 11.8% live below the poverty line. The tenure split is 74% owner-occupied to 26% rented. Around 43% of renters are cost-burdened. There are about 2,010 housing units across 70395. DLRadar's demographic-stress index for the area reads 29/100. Households earn a median $77,043 — near the roughly $78,000 national figure. Around 21% of adults hold a bachelor's degree or higher.

Taken together, 70395 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 70395 runs hot or quiet, its 39/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 70395 can be compared directly against any other ZIP in Terrebonne County, Louisiana or nationwide. Where the public record is thin for 70395, the field stays empty rather than modeled, and fills in as new documents post.

70395's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 70395 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.