ZIP 70431 Foreclosure, Tax-Lien & Distress Report

In St. Tammany County, Louisiana, ZIP 70431 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (77/100), institutional ownership (73/100), construction/permit lag (42/100). By contrast, mortgage stress (27/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (96/100), FEMA disaster exposure (96/100), flood (NFIP) exposure (91/100). Structural exposure scores 77 and live distress 8 on the 0–100 scale.

Prices here sit in a recovery phase: values rose 2.6% over the trailing year, and 5% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $56,156, median income runs below typical U.S. levels. Educational attainment sits at 27% bachelor's-or-above. There are about 2,347 housing units across 70431. The typical home is worth about $245,500 (4.3× income). Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 28/100. Around 12% of renters are cost-burdened. The vacancy rate is 5.2%. 93% of housing is owner-occupied. About 5,150 people live here, median age 45.

Net-net, 70431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 70431 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 70431 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 70431, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 70431's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 70431 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.