ZIP 70431 Property Distress & Foreclosure Data

Composite property distress in 70431 (St. Tammany County, Louisiana) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (78/100), institutional ownership (73/100), construction/permit lag (46/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (91/100). On the structural side it scores 78/100, with 8/100 of stress already active.

The market reads neutral — home values rose 2.6% year on year, 1.8% off the recent peak, and 5% higher over three years (phase confidence 15/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $56,156 — below the roughly $78,000 national figure. About 27% have a four-year degree. The ZIP holds roughly 2,347 housing units. A median home runs $245,500 here, or 4.3 times local income. Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 70431 scores 28/100. Around 12% of renters are cost-burdened. The vacancy rate is 5.2%. The tenure split is 93% owner-occupied to 7% rented. About 5,150 people live here, median age 45.

Net-net, 70431 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.