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Where distress is building, which way the cycle is turning, and what is live now.

ZIP 70448 Foreclosure, Tax-Lien & Distress Report

St. Tammany County, Louisiana · Distress market

St. Tammany County, Louisiana's ZIP 70448 registers 35/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (96/100), flood (NFIP) exposure (92/100). The latent-versus-live split is 78/100 structural and 8/100 already moving. Its heaviest discrete signals: structural risk (78/100), institutional ownership (73/100), construction/permit lag (42/100). mortgage stress (27/100) stay muted.

The market reads recovery — home values rose 2.6% year on year, and 2% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 45% of adults hold a bachelor's degree or higher. A median home runs $340,300 here, or 3.6 times local income. The ZIP holds roughly 10,388 housing units. Around 31% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Population is roughly 25,851 with a median age of 41. At $88,929, median income runs above typical U.S. levels. Owners hold 80% of homes, renters 20%. The poverty rate is 9.3%. Vacancy runs 6.0%.

On balance 70448 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 70448 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 70448 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 70448 reflects the current record instead of a stale or modeled snapshot.

The 35/100 for 70448 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 70448 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

35/100
Composite stress
78/100
Structural risk
8/100
Distress activity

ZIP 70448 distress signals, scored

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk97
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 70448 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 70448, the same set carried on every parcel.

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