ZIP 70754 Foreclosure, Tax-Lien & Distress Report

In Livingston County, Louisiana, ZIP 70754 scores 37 of 100 for composite distress, a moderate level on DLRadar's distress index. The pressure is most legible in structural risk (82/100), construction/permit lag (71/100), institutional ownership (69/100). On the quiet end sit mortgage stress (26/100). The latent-versus-live split is 82/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (79/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 7% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Median household income is $65,122, below the U.S. median near $78,000. The tenure split is 80% owner-occupied to 20% rented. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 9.0%. The ZIP holds roughly 4,635 housing units. 12,153 residents call 70754 home, typically aged 35. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 33/100. Around 62% of renters are cost-burdened. Home values center near $169,700, an affordability ratio of 2.8× — accessible.

Overall, 70754 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 70754 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 70754 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 70754 shows blanks, not estimates, wherever the record is sparse.

Behind 70754's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 70754 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.