ZIP 70785 Foreclosure, Tax-Lien & Distress Report

In Livingston County, Louisiana, ZIP 70785 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. What sets it apart are the readings on structural risk (82/100), construction/permit lag (74/100), institutional ownership (68/100). mortgage stress (26/100) stay muted. Latent structural risk is 82/100 while live distress already moving reads 8/100. Environmental exposure also runs high (climate & FEMA risk (95/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (80/100)).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 9% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 9,152 housing units across 70785. The poverty rate is 12.1%. DLRadar's demographic-stress index for the area reads 28/100. Around 19% of adults hold a bachelor's degree or higher. Households earn a median $84,551 — near the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 7.2%. About 22,863 people live here, median age 37. Rent burden reaches 39% of tenant households. Home values center near $245,000, an affordability ratio of 2.8× — accessible.

On balance 70785 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 70785 runs through one identical public-record model, so its 37/100 sits on the same scale as every other ZIP in Livingston County, Louisiana and the nation. Where the public record is thin for 70785, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 for 70785 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 70785 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.