ZIP 71945 Foreclosure, Tax-Lien & Distress Report
Polk County, Arkansas · Affordable market
ZIP code 71945 in Polk County, Arkansas carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (25/100), institutional ownership (22/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (13/100). Structural exposure scores 25 and live distress 4 on the 0–100 scale.
The market reads peak — home values rose 3.3% year on year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 1,455 people live here, median age 37. The vacancy rate is 11.8% — elevated. The poverty rate is 16.7% — high, a tax-stress and distress correlate. Rent burden reaches 6% of tenant households. Owners hold 75% of homes, renters 25%. On demographic stress specifically, 71945 scores 25/100. Home values center near $111,000, an affordability ratio of 2.8× — accessible. There are about 753 housing units across 71945. At $37,622, median income runs below typical U.S. levels. Educational attainment sits at 14% bachelor's-or-above.
Net-net, 71945 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 71945 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. 71945 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 71945 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 71945 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 71945’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 71945 by the numbers
Current distress, phase, housing and lender-pressure figures for 71945, drawn from the same report attached to each property.
Neighbouring ZIPs in Polk County
Nearest ZIP codes to 71945
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Arkansas distress
Keep going: ZIP, county and state distress coverage for Polk County, Arkansas.
Get the full acquisition report for 71945
Pull every distressed parcel in 71945 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology