ZIP 71964 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 71964 (Garland County, Arkansas) lands at 36/100 — moderate on DLRadar's distress scoring. Its standout signals are structural risk (53/100), institutional ownership (51/100), insurance pressure (42/100). On the quiet end sit price dislocation (25/100) and mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (81/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (61/100)). Latent structural risk is 53/100 while live distress already moving reads 7/100.

The market reads contraction — home values fell 0.8% year on year, 7.7% off the recent peak, and 6% higher over three years (phase confidence 41/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $64,550, median income runs below typical U.S. levels. The poverty rate is 7.3% — low. There are about 1,917 housing units across 71964. Rent burden reaches 48% of tenant households. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 26% bachelor's-or-above. Population is roughly 4,891 with a median age of 49. A median home runs $177,400 here, or 2.6 times local income. The vacancy rate is 2.8%. 92% of housing is owner-occupied.

Taken together, 71964 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 71964 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 71964 read uses the identical scoring model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 71964 stays directly comparable to neighboring ZIPs and the rest of Garland County, Arkansas. Every figure is auditable to a public dataset and refreshed as records update; 71964 shows blanks, not estimates, wherever the record is sparse.

Behind 71964's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 71964 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.