ZIP 71964 Property Distress & Foreclosure Data

ZIP code 71964 in Garland County, Arkansas carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (58/100), structural risk (56/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (81/100), FEMA disaster exposure (74/100). On the structural side it scores 56/100, with 7/100 of stress already active.

The market reads expansion — home values rose 8.2% year on year, and 6% higher over three years (phase confidence 64/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $64,550 — below the roughly $78,000 national figure. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,917 housing units. Around 48% of renters are cost-burdened. On demographic stress specifically, 71964 scores 25/100. About 26% have a four-year degree. About 4,891 people live here, median age 49. A median home runs $177,400 here, or 2.6 times local income. The vacancy rate is 2.8%. The tenure split is 92% owner-occupied to 8% rented.

Net-net, 71964 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.