ZIP 71901 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 71901 (Garland County, Arkansas) returns a moderate composite of 38/100. On the structural side it scores 56/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (65/100). The most distinctive pressure shows up in structural risk (56/100), institutional ownership (53/100), insurance pressure (44/100). By contrast, price dislocation (25/100) and mortgage stress (23/100) register low.

Prices here sit in a contraction phase: values fell 1.5% over the trailing year, 9.4% off the recent peak, and 10% higher over three years (phase confidence 51/100). A cooling market tends to open discount-to-value windows.

About 29,719 people live here, median age 43. 20.2% of residents fall below the poverty threshold. The vacancy rate is 16.4% — elevated. 62% of housing is owner-occupied. About 26% have a four-year degree. On demographic stress specifically, 71901 scores 33/100. Home values center near $190,500, an affordability ratio of 3.3× — accessible. Median household income is $52,410, below the U.S. median near $78,000. There are about 15,000 housing units across 71901. Rent burden reaches 36% of tenant households.

Net-net, 71901 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 71901 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 71901 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. 71901 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 71901's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 71901 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.