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ZIP 72104 Foreclosure, Tax-Lien & Distress Report

Hot Spring County, Arkansas · High Vacancy market

Composite property distress in 72104 (Hot Spring County, Arkansas) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 53 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), FEMA disaster exposure (70/100). Leading the profile are institutional ownership (56/100), structural risk (53/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (24/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 14% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

23,222 residents call 72104 home, typically aged 42. 72% of housing is owner-occupied. Rent burden reaches 32% of tenant households. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. There are about 9,918 housing units across 72104. Median household income is $51,492, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. 19.0% of residents fall below the poverty threshold. Home values center near $127,700, an affordability ratio of 2.3× — accessible. Educational attainment sits at 15% bachelor's-or-above.

Net-net, 72104 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 72104's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 72104 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

72104's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 72104 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
53/100
Structural risk
7/100
Distress activity

ZIP 72104 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk52
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 72104 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 72104, the same set carried on every parcel.

Loading ZIP 72104 stress data…

Other Hot Spring County ZIP codes

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Deterministic. Every signal traces to a public dataset · methodology

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