ZIP 72012 Foreclosure, Tax-Lien & Distress Report

In White County, Arkansas, ZIP 72012 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), FEMA disaster exposure (65/100), flood (NFIP) exposure (60/100). The most distinctive pressure shows up in structural risk (64/100), construction/permit lag (51/100), institutional ownership (49/100). By contrast, mortgage stress (21/100) register low. Structurally it carries 64/100, against 6/100 of stress already in motion.

The peak-phase market in 72012 posted values that rose 2.6% over the year, and 20% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 6,063 housing units. Median household income is $59,167, below the U.S. median near $78,000. About 13,663 people live here, median age 41. The vacancy rate is 14.8% — elevated. The tenure split is 71% owner-occupied to 29% rented. Around 21% of renters are cost-burdened. 11.3% of residents fall below the poverty threshold. Around 19% of adults hold a bachelor's degree or higher. A median home runs $171,700 here, or 2.9 times local income. The demographic-stress sub-score lands at 27/100.

Net-net, 72012 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 72012 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 72012 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in White County, Arkansas and the nation. The score is rebuilt from public data as it updates, so 72012 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 72012 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 72012 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.