ZIP 72635 Foreclosure, Tax-Lien & Distress Report

In Baxter County, Arkansas, ZIP 72635 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (43/100), structural risk (42/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (15/100) stay muted. The latent-versus-live split is 42/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (67/100).

Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 23% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $48,268, below the U.S. median near $78,000. Rent burden reaches 22% of tenant households. There are about 1,715 housing units across 72635. About 13% have a four-year degree. The tenure split is 69% owner-occupied to 31% rented. About 3,637 people live here, median age 40. The vacancy rate is 16.5% — elevated. On demographic stress specifically, 72635 scores 28/100. 9.5% of residents fall below the poverty threshold. The typical home is worth about $172,100 (2.8× income, relatively affordable).

Net-net, 72635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 72635 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 72635 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 72635 stays directly comparable to neighboring ZIPs and the rest of Baxter County, Arkansas. Every figure is auditable to a public dataset and refreshed on ingest; 72635 shows blanks, not estimates, wherever the record is sparse.

72635's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 72635 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.