ZIP 72651 Foreclosure, Tax-Lien & Distress Report

ZIP 72651's composite property-distress score is 20/100 - DLRadar classes that as low for Baxter County, Arkansas. Property-level stress concentrates in construction/permit lag (43/100), structural risk (42/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (15/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (67/100). The latent-versus-live split is 42/100 structural and 5/100 already moving.

The peak-phase market in 72651 posted values that rose 2.6% over the year, and 4% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 14% of adults hold a bachelor's degree or higher. 27.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 37/100. Rent burden reaches 50% of tenant households. Households earn a median $51,406 — below the roughly $78,000 national figure. About 1,422 people live here, median age 49. Home values center near $211,600, an affordability ratio of 3.6× — accessible. The ZIP holds roughly 755 housing units. Owners hold 69% of homes, renters 31%. The vacancy rate is 7.1%.

Net-net, 72651 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 72651 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 72651 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 72651 can be compared directly against any other ZIP in Baxter County, Arkansas or nationwide. The score is rebuilt from public data as it updates, so 72651 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 72651 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 72651 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.