ZIP 74740 Foreclosure, Tax-Lien & Distress Report

In Mccurtain County, Oklahoma, ZIP 74740 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 36/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (36/100), institutional ownership (30/100), mortgage stress (10/100). By contrast, institutional ownership (30/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100), climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,953 people live here, median age 41. Home values center near $99,700, an affordability ratio of 2.2× — accessible. Households earn a median $39,773 — below the roughly $78,000 national figure. Roughly 27.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 74% owner-occupied to 26% rented. The ZIP holds roughly 920 housing units. Rent burden reaches 41% of tenant households. Educational attainment sits at 13% bachelor's-or-above. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74740 scores 32/100.

Net-net, 74740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 74740 at the moment; the composite and its components are still built from verifiable records.

The 74740 read uses the identical scoring model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 74740 stays directly comparable to neighboring ZIPs and the rest of Mccurtain County, Oklahoma. 74740 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 74740's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 74740 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.