ZIP 74745 Property Distress & Foreclosure Data

ZIP code 74745 in Mccurtain County, Oklahoma carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (65/100), structural risk (39/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). The latent-versus-live split is 39/100 structural and 3/100 already moving.

The market reads neutral — home values rose 4.5% year on year, and 26% higher over three years (phase confidence 24/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 4,162 housing units. Owners hold 62% of homes, renters 38%. 25.5% of residents fall below the poverty threshold. Around 37% of renters are cost-burdened. The vacancy rate is 16.5% — elevated. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 34/100. About 9,756 people live here, median age 35. Median household income is $43,498, below the U.S. median near $78,000. Home values center near $145,400, an affordability ratio of 3.0× — accessible.

Net-net, 74745 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.