ZIP 75412 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 75412 in Red River County, Texas comes in at 20, a low composite-distress reading. Latent structural risk is 42/100 while live distress already moving reads 5/100. Property-level stress concentrates in construction/permit lag (57/100), structural risk (42/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (15/100) register low.

The market reads peak — home values rose 0.9% year on year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 261 housing units. Educational attainment sits at 16% bachelor's-or-above. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 22/100. The typical home is worth about $109,200 (1.6× income, relatively affordable). About 459 people live here, median age 41. Rent burden reaches 8% of tenant households. Owners hold 59% of homes, renters 41%. Households earn a median $61,488 — below the roughly $78,000 national figure. The vacancy rate is 22.2% — elevated.

Net-net, 75412 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 75412 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 75412 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 75412 can be compared directly against any other ZIP in Red River County, Texas or nationwide. Where the public record is thin for 75412, the field stays empty rather than modeled, and fills in as new documents post.

Behind 75412's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 75412 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.