ZIP 76308 Foreclosure, Tax-Lien & Distress Report

ZIP 76308's composite property-distress score is 22/100 - DLRadar classes that as low for Wichita County, Texas. The split runs 51/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (66/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (70/100).

The market reads peak — home values rose 0.8% year on year, 2.5% off the recent peak, and 12% higher over three years, at 6/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 54% owner-occupied to 46% rented. The ZIP holds roughly 9,765 housing units. About 35% have a four-year degree. Households earn a median $70,789 — near the roughly $78,000 national figure. Population is roughly 21,267 with a median age of 31. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $213,500, an affordability ratio of 2.8× — accessible. Around 42% of renters are cost-burdened. The vacancy rate is 10.5%. 16.2% of residents fall below the poverty threshold.

On balance 76308 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 76308 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 76308 shows blanks, not estimates, wherever the record is sparse.

76308's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 76308 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.