ZIP 77440 Foreclosure, Tax-Lien & Distress Report

In Matagorda County, Texas, ZIP 77440 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), climate & FEMA risk (78/100), FEMA disaster exposure (78/100). The most distinctive pressure shows up in structural risk (73/100), construction/permit lag (65/100), institutional ownership (62/100). Structurally it carries 73/100, against 0/100 of stress already in motion.

Prices here sit in a peak phase: values rose 0.9% over the trailing year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

100% of housing is owner-occupied. The vacancy rate is 0.0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 45 housing units. About 21% have a four-year degree. The demographic-stress sub-score lands at 16/100. Population is roughly 169 with a median age of 53.

On balance 77440 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 77440 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 77440's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 77440, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 for 77440 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 77440 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.