ZIP 77864 Property Distress & Foreclosure Data

ZIP code 77864 in Madison County, Texas carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 52/100 against active distress of 7/100. What sets it apart are the readings on institutional ownership (58/100), structural risk (52/100), construction/permit lag (50/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), flood (NFIP) exposure (63/100).

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, and 10% higher over three years, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

7,635 residents call 77864 home, typically aged 38. A median home runs $168,400 here, or 2.1 times local income. The tenure split is 66% owner-occupied to 34% rented. Roughly 14.3% live below the poverty line. There are about 3,415 housing units across 77864. On demographic stress specifically, 77864 scores 28/100. Vacancy runs 16.7%, above the national norm and a classic distress-and-opportunity signal. About 16% have a four-year degree. Rent burden reaches 30% of tenant households. Households earn a median $63,719 — below the roughly $78,000 national figure.

Taken together, 77864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.