ZIP 77864 Foreclosure, Tax-Lien & Distress Report
Madison County, Texas · High Vacancy market
In Madison County, Texas, ZIP 77864 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 39/100 against active distress of 7/100. Its standout signals are institutional ownership (58/100), structural risk (39/100), mortgage stress (24/100). By contrast, structural risk (39/100) and mortgage stress (24/100) register low. Environmental exposure also runs high (FEMA disaster exposure (82/100)).
The peak-phase market in 77864 posted values that rose 2.0% over the year, and 10% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
7,635 residents call 77864 home, typically aged 38. A median home runs $168,400 here, or 2.1 times local income. The tenure split is 66% owner-occupied to 34% rented. 14.3% of residents fall below the poverty threshold. There are about 3,415 housing units across 77864. The demographic-stress sub-score lands at 28/100. The vacancy rate is 16.7% — elevated. Around 16% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened. At $63,719, median income runs below typical U.S. levels.
Taken together, 77864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 77864 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 77864 stays directly comparable to neighboring ZIPs and the rest of Madison County, Texas. Where the record is thin for 77864, the field stays empty rather than modeled, and fills in as new documents post.
77864's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 77864 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 77864’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 77864 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 77864, the same set carried on every parcel.
Nearby ZIPs in Madison County
Nearest ZIP codes to 77864
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Madison County, Texas
Further distress data across Madison County, Texas at ZIP, county and state level.
Unlock parcel-level detail for ZIP 77864
Pull every distressed parcel in 77864 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology