ZIP 77864 Foreclosure, Tax-Lien & Distress Report

In Madison County, Texas, ZIP 77864 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 41/100 against active distress of 7/100. Its standout signals are institutional ownership (62/100), structural risk (41/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (62/100)).

The peak-phase market in 77864 posted values that rose 2.0% over the year, and 10% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

7,635 residents call 77864 home, typically aged 38. A median home runs $168,400 here, or 2.1 times local income. The tenure split is 66% owner-occupied to 34% rented. 14.3% of residents fall below the poverty threshold. There are about 3,415 housing units across 77864. The demographic-stress sub-score lands at 28/100. The vacancy rate is 16.7% — elevated. Around 16% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened. At $63,719, median income runs below typical U.S. levels.

Taken together, 77864 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 77864 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 77864 stays directly comparable to neighboring ZIPs and the rest of Madison County, Texas. Where the public record is thin for 77864, the field stays empty rather than modeled, and fills in as new documents post.

77864's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 77864 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.