ZIP 78363 Property Distress & Foreclosure Data

ZIP code 78363 in Kleberg County, Texas carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (79/100), structural risk (75/100), institutional ownership (70/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (61/100). The latent-versus-live split is 75/100 structural and 8/100 already moving.

The market reads peak — home values rose 1.1% year on year, and 19% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Around 23% of adults hold a bachelor's degree or higher. The poverty rate is 29.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 12,977 housing units. Around 42% of renters are cost-burdened. At $56,867, median income runs below typical U.S. levels. The vacancy rate is 14.8% — elevated. The demographic-stress sub-score lands at 35/100. 52% of housing is owner-occupied. The typical home is worth about $163,300 (2.7× income, relatively affordable). About 28,820 people live here, median age 29.

Net-net, 78363 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.