ZIP 78363 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78363 (Kleberg County, Texas) returns a moderate composite of 36/100. The most distinctive pressure shows up in construction/permit lag (98/100), structural risk (80/100), institutional ownership (71/100). mortgage stress (28/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 80/100 structural and 8/100 already moving.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 19% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 23% have a four-year degree. The poverty rate is 29.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 12,977 housing units. Rent burden reaches 42% of tenant households. Median household income is $56,867, below the U.S. median near $78,000. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 78363 scores 35/100. 52% of housing is owner-occupied. A median home runs $163,300 here, or 2.7 times local income. Population is roughly 28,820 with a median age of 29.

On the whole, 78363 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 78363 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 78363's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 78363, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 78363 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For a buyer, 78363 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.